THE IMPACT OF FINANCIAL LITERACY ON GEN Z'S FINANCIAL BEHAVIOR

Abstract

Financial technology as a mediating variable, the purpose of this study is to find out how financial literacy affects financial behavior among Gen Z in Denpasar City, the research was carried out on students of the Faculty of Economics and Business, Ngurah Rai University, Denpasar. Data was collected using purposive random sampling. The results of the study show that: 1) Financial literacy and financial technology have a positive and significant influence on the financial behavior of Gen Z in Denpasar City; 2) Financial literacy has a positive and significant effect on financial technology among Gen Z in Denpasar City; and 3) Financial technology is able to mediate the influence of financial literacy on the financial behavior of Gen Z in Denpasar City.